Hawk or Osprey?

One would think it would be fairly easy to distinguish between Red Tailed Hawk from an Osprey. I think this is the latter, although I am still unsure. It's breast is completely white - not banded - and when it looks at me it appears to have on a bandit's mask. I finally looked up how to actually tell the difference easily so I'll have to wait until tomorrow (I see this raptor almost daily) to properly place it. The way to tell the difference easily is by the wing shape when they are soaring. A Red Tailed Hawk's wings, like a vultures, are straight across in flight. An Osprey's wings are bent at the wrist. I noticed in the second picture that the legs are not "hairy" as in a Red Tailed Hawk. Also, please keep in mind that these pictures are taken from over 30 feet away and backlit.